Personal Loan

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Personal Loans can get you cash fast

Get a little extra money before your next paycheck with an Payday Loan (also called a Cash Advance).

Personal Loans provide fast money for your personal needs, such as paying utility bills, medical bills, and expenses, broken appliances or vehicles, and other quick money needs.

Applying for a Personal Loan with a Bumper Loan is quick and easy. Fill out your application securely online or at one of our stores and receive your approval decision instantly.

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How do Personal Loans Work?

1

Start your
application

2

Get approved
within minutes.

3

Receive money
same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

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Personal Loan Questions

Personal Loans provide fast and easy money solutions with loan amounts ranging from hundreds to thousands based on your state and the loan type you select. The loan agreement provides clear review of the loan amount, finance charges, and payment due date(s) and amount(s), so there are no surprises. Plus, applying does not impact your FICO credit score.
To apply for a personal loan from Bumper Loan, you’ll need to fill out an application online or in store. Provide all personal and financial details required, including your government issued ID, proof of income, and bank account information. We offer an instant approval decision, so you may be approved to get the funds you need within minutes.
You can use a personal loan from Bumper Loan for any emergency and essential expenses, including: Medical bills Car repair Home repair or renovation Groceries Rent Debt consolidation

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You don’t need a good credit score to get approved for a personal loan from Bumper Loan. We accept borrowers with all credit score levels and will consider additional factors like your income and employment history during our approval decision. So, you still may qualify for a personal loan with poor or fair credit.
You can apply for a Personal Loan any time. If approved in store, you typically can walk out with money in hand or deposited to your bank account. If applying online, online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day. Funding options may vary by state.
Personal Loans with Bumper Loan provide money same-day* with a fast, seamless application process and instant approval decisions. All credit scores can apply. We provide 5-star customer service and keep your information private and secure. Plus, Bumper Loan is a trusted lender serving millions of customers since 1997.
Your Personal Loan application information is safe. Details are sent to a secure server and kept in a secure database. Always make sure to look for a padlock in the URL address bar that indicates that your information is encrypted.
Personal Loans with Bumper Loan may require collateral. We offer unsecured and secured loans. Secured loans require the borrower to provide collateral. Unsecured loans, like Installment Loans, and Lines of Credit, do not require collateral. The type of loan available varies by state. Click on the “Learn More” button below to find out what is available in your state.
The amount you can borrow with Bumper Loan varies by state. Click here to find out the Personal Loan amounts available in your state.

Rates & terms

Rates and terms for Personal Loans are based on state regulations and vary by loan type in each state.

What do you need to apply for a Personal Loan?

You will need the following to apply for a Personal Loan:

  • Government issued ID
  • Proof of income
  • Checking account
  • Social Security Number

Learn more about what is needed in your state.

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Proudly serving our customers

Bumper Loan Payday Loan customer reviews

“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”

Donny J. Griffin

Personal Loan

“I had a good experience with Insight Loan Services. I am thankful to insight for the help you guys gave me. My loan was easy and fast. thank you Insigtht”

Mary O. Randle

Education Loan

“We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

Lindo E. Olson

Car Loan

Personal Loan Payment Questions

Bumper Loan makes it convenient to make payments on your loan. You can visit one of our stores to pay in-person or use our online payment options (varies by state). Please contact us .
Bumper Loan will work with you to arrange payments for your Personal Loan. We're committed to collecting past due accounts in a professional, fair and lawful manner. If you are unable to make your payment on time, please contact us.
Absolutely. You can pay off your Personal Loan early with no prepayment penalty. Reference your loan agreement for full pre-payment terms.

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Bumper Loans

Our goal at Bumper Loan is to provide access to personal loans and education loan, car loan, home loan at insight competitive interest

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