Payday Loan
Fast & Easy
Get a little extra money before your next paycheck with an Payday Loan (also called a Cash Advance).
Payday Loans from Bumper Loan are short-term loans of small dollar amounts, usually paid back within two to four weeks.
This loan gives you access to money when you need it so you can pay for daily finances or unexpected life and emergency expenses. Availability varies by state.
Apply for loanWhat is a Payday Loan and how does it work?
A Payday Loan is a small dollar loan that is due on your next pay date, in two to four weeks. You can typically receive a few hundred dollars to cover unexpected expenses or get some extra money before your next paycheck. Fill out an Advance Loan application in just a few minutes and get the funds you need as quickly as the same day you apply.
Here's how you can get a Payday Loan from Bumper Loan:
Start your
application
Get approved
within minutes.
Receive money
same day.*
*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.
Benefits of Payday Loans
Here are some benefits of getting a Payday Loan from Advance Loan:
Payday Loan Questions
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Rates & terms
The typical fee for a Payday Loan is $15 per $100 borrowed – a set price for a short-term transaction. The fees vary by state based on state regulations. Use our calculator to view rates in your state.
So, how do Payday Loans compare to other short-term payment solutions? These loans are typically the least costly option compared to bank overdraft, bounced check, late payment, and utility reconnection fees.
Sources: Consumer Federation of America Survey of Online Payday Loan Sites, 2011; CFPB CARD Act Report and Study of Overdraft Programs, 2013; Readex Research National Data on Short-Term Credit Alternatives, 2006; Bankrate.com Checking Account Survey, 2014; Moebs Services, 2012.
Learn more about rates and terms in your state.
What you'll need to apply
To apply, you'll need the following items:
- Government issued ID
- Source of income
- Checking account
- Social Security Number or ITIN (in store only)
- Personal check required in some states
Learn more about what is needed in your state
Proudly serving our customers
Advance Loan Payday Loan customer reviews
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Personal Loan
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